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Most Americans are in danger of falling into traps by fraudsters and scammers.

A new AARP survey, “Beware the Grinch: American Consumers at Risk of Being Scammed During the Holidays,” reveals that a large percentage of American consumers ages 18+ intend to engage in risky behaviors that could put them squarely in the sights of holiday con-artists looking to take their money—through everything from charitable giving scams to gift card and shipping cons.

Go here to read the AARP’s full article, including six important ways to protect yourself.

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Money Smart for Older Adults

The FDIC has published Money Smart for Older Adults program. It is instructor-led training modules which provides awareness among older adults and their caregivers on how to prevent elder financial exploitation and to encourage advance planning and informed financial decision-making.

    There are seven segments covering the following topics:

  1. Common Types of Elder Financial Exploitation
  2. Scams Targeting Veterans
  3. Identity Theft
  4. Medical Identity Theft
  5. Scams that Target Homeowners
  6. Planning for Unexpected Life Events
  7. How to Be Financially Prepared for Disasters

Go here to read how you can protect older ones from exploitation.

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Cyber-Crime 101: How to protect yourself when you use a wireless network

A wireless network is something that lets your computer access the internet without using any wires or cables. Many people use them at home and at work.

A wireless network is convenient. It lets you move around and work on a laptop or tablet anywhere in your house or in your business and you can also connect different computers to the internet without having to deal with the big tangle of messy wires.

But there is a risk: unless you take a few basic steps to protect your wireless network, anyone with a wireless-ready computer can use your network without your permission. This is something that we call piggybacking.

Download this video to help you fight off cyber-crime:

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Here are some good tips for those of you who operate a retail business

The holiday season is just getting underway — and with it comes many opportunities for fraud. Here are some of the most common schemes targeting consumers and retailers, and some tips to avoid getting hit.

Click the link (or paste into your browser)

Want to help others avoid fraud and scams?

Here’s help from the National Cyber Security Awareness Month

The Federal Trade Commission has a wealth of free information available online. Click this link to request their free materials for National Cyber Security Awareness Month events , and to share with your family, friends, co-workers, and community. Place your free order at

Want some “one stop shopping” to protect yourself from cyber-crime?

Here’s one of our favorites.

Here’s one of the best all-around Cyber Crime Protection websites we know of: sponsored by the National Cyber Security Alliance. Their mission is to educate and therefore empower a digital society to use the Internet safely and securely at home, work, and school, protecting the technology individuals use, the networks they connect to, and our shared digital assets.

One click is all it takes to get a one-stop web resource to help you protect yourself from cyber-crime.

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