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Checking accounts for your life

We have a complete range of personal checking accounts. From traditional, paper-based accounts to a completely electronic account that features no paper at all. Free Internet Bill Pay is available with online banking.

Download Entegra Bank Personal Account Comparison Grid (pdf)

Look at the choices and pick the account that works best for your life. Questions?

Contact us

min. to open
$100

balance to earn interest
$2,500
plus additional criteria*

monthly maintenance fee
$10

min. balance to avoid fee
$2,500
plus additional criteria*

check writing
unlimited

Free Features


Additional Requirements

*Please see below for additional required criteria.


Additional Services

min. to open
$100

daily balance to earn interest
any balance

monthly maintenance fee
$15

min. balance to avoid fee
$2,500**

check writing
unlimited

Free Features


Additional Requirements

**The $2,500 may be in checking, savings or combination of these accounts


Additional Services

  • Pinnacle standard check printing at no charge.
  • A credit toward any sized safe deposit box
  • Money orders, cashier's checks and notary services with no charge.
  • Popmoney ($0.50/transfer)
  • See complete fee schedule

min. to open
$100

daily balance to earn interest
n/a

monthly maintenance fee
$5

min. balance to avoid fee
$500

check writing
unlimited

Free Features


Additional Requirements

none


Additional Services

min. to open
$100

daily balance to earn interest
n/a

monthly maintenance fee
$0

min. balance to avoid fee
n/a

check writing
up to 10 checks per statement cycle

Free Features


Additional Requirements

Each check after 10 per statement cycle: $1


Additional Services

min. to open
$100

daily balance to earn interest
$1,000

monthly maintenance fee
$0

min. balance to avoid fee
n/a

check writing
unlimited

Free Features


Additional Requirements

Account holder must be at least 62 years of age.

Establish a monthly Direct Deposit for Social Security, Retirement or Payroll checks.


Additional Services

  • Prime 62 standard check printing at no charge.
  • Money orders, cashier's checks and notary services with no charge.
  • Popmoney ($0.50/transfer)
  • See complete fee schedule

*Bonus Checking additional required criteria. All of the following criteria must be met in order to earn interest and be refunded the monthly maintenance fee and ATM charges.

  • $2,500 Minimum Average Daily Balance - Maintain a minimum average daily balance of $2,500 or greater per statement cycle.
  • Debit Card - Initiate at least ten (10) posted point-of-sale (debit card) purchases per statement cycle. (Note: ATM withdrawals or balance inquiries do not qualify for the 10 point-of-sale purchases.)
  • Direct Deposit or Electronic Draft Payment - Receive at least one (1) direct deposit or have one (1) electronic draft payment per statement cycle.
  • e-Com Online Banking - Enroll in our e-Com online banking service and initiate at least one (1) login to that account per statement cycle. Login may be completed either by computer or mobile access.
  • eStatement - One time enrollment and activation of our eStatement service with a valid email account.

Entegra Bank also offers individual and family Health Savings accounts. Learn more about this valuable way to save for qualified health expenses.