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How We’re Responding to COVID 19

Meet Our Mortgage Originators

Home loans may not grow on trees, but they do grow at any Entegra Bank office.

Entegra Bank has a home loan program for most every home purchase and refinance need. Our originators will work with you to get you into the right loan for your situation.

  • Terms up to 30 years
  • Fixed and adjustable loans
  • First-time buyer loans
  • Jumbo loans
  • In-house portfolio loans
  • Construction loans
  • USDA loans
  • Refinance for home equity or cash out
Crystal Crupi

Crystal Crupi
Email: Crystal.Crupi@firstcitizens.com
Phone: 828.524.7000 ext 2423
Fax: 828.524.1952
NMLS #509124
Apply online with Crystal

Michael Fischer

Michael Fischer
Email: Michael.FischerJR@firstcitizens.com
Phone Number: 828.692.2000
Cell Phone: 828.243.1459
Fax: 828.692.9970
NMLS #643793
Apply online with Michael

Tim Lee

Tim Lee
Email: Tim.Lee@firstcitizens.com
Phone Number: 864.255.9035 Ext 2212
Cell Phone: 864.907.1447
Fax: 864.255.9037
NMLS #415248
Apply online with Tim

Patty Mason

Patty Mason
Email: Patty.Mason@firstcitizens.com
Phone Number: 828.524.7000 ext 2215
Fax: 828.524.1952
NMLS #509516
Apply online with Patty

Tammy Mulkey

Tammy Mulkey
Email: Tammy.Mulkey@firstcitizens.com
Phone Number: 706.253.7070 Ext 7066
Fax: 706.253.7090
NMLS #1054332
Apply online with Tammy

Art Wray

Art Wray
Email: Art.Wray@firstcitizens.com
Phone Number: 864.653.5851
Cell Phone: 864.653.9999
Toll Free: 800.428.2265 ext 7797
NMLS #415698
Apply online with Art