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Personal Loans

Vehicle Loans

Answer your transportation questions with an Entegra Bank auto loan. Our fixed rate loans offer payment terms to fit every budget. Terms vary from twenty-four months to five years, depending on your choice of automobile and your credit qualifications. Call or stop by for a quote and to start your application.

Reserve Line

No checking account should be without it! No more worries about overdrafts, and get cash when you need it. Entegra Bank’s Reserve line of credit provides protection against overdraft charges on your checking account with the benefit of an automatic line of credit built in.

  • Activates automatically in $100 increments when your checking account is overdrawn
  • Pay all at once or in monthly installments
  • Credit limits based on your qualification

Credit Cards

In conjunction with our marketing partner, TIB Bank, Entegra Bank offers you some of the world’s most widely accepted credit cards. Become a card member and enjoy a wide range of benefits including competitive introductory rates and your choice of rewards programs. Click the links below to learn more and apply. Stop by your local branch or call our Telephone Service Center at 800-438-2265, Option 5 for more information.

NOTE: Entegra Bank had a prior joint marketing agreement with First BankCard. If you are a First BankCard customer, you can access your account through their website at www.directcardaccess.com.

Verified by Visa

Verified by Visa is a free service that protects unauthorized use of your Visa card. Register online and you will be prompted to enter your Visa Password whenever you shop at participating online merchants. Transactions will be completed quickly and safely. Click here to register your Visa CheckCard.

Visa Purchase Alerts

Visa Purchase Alerts help reduce fraudulent activity with real-time notifications. Choose to receive notifications via email and/or text for purchases that meet certain criteria, such as transactions exceeding a specific amount. You can also track spending and account balances. Click here to learn more about Visa Purchase Alerts.

Boat & RV Loans

We offer competitive rates and flexible terms. And we work hard to say yes to your individual needs, including the need to play. Your payments can be automatically debited from your Entegra Bank checking account, pay online or pay in person at any office.

Other Personal Loans

If you have questions or would like additional information on your specific loan needs, please call an Entegra Bank representative today.